Corporate Credit Analyst
Location: London Office
Reporting Line: Head of Private Lending
About Code Investing
We are one of the fastest growing marketplaces for Small to Medium Enterprise (SME) funding in the UK focusing on growth capital. We support growing businesses and provide them with access to capital in order to finance their operations.
Following the expansion of our Debt Financing platform and Private Lending activities we are now looking to add someone to our team to focus on SME lending. We offer a dynamic and entrepreneurial environment where we expect you to generate ideas and create tools to improve Credit processes, whilst being involved in every aspect of the lending operations.
You will primarily be assessing the credit quality of our borrower base, making recommendation in terms of internal ratings. You will also provide detailed credit appraisals with a comprehensive risk assessment.
You will be significantly involved in the due diligence process and will help with lending decision outcomes. You will also contribute to the analytics and the development of our Credit pricing engine, systems and procedures.
You will also monitor the debt portfolio and assist in the maintenance of credit risk management controls, systems and procedures.
You have strong quantitative and Credit skills with experience in analysing SMEs across numerous industry sectors, preferably with three years’ experience in Private Lending or Corporate Lending.
You will have a firm grasp of banking products, cash flow modelling experience, credit process, documentation and due diligence, as well as an ability to convey your opinions in a clear and transparent manner.
You have an entrepreneurial, pro-active and “can do” attitude and will be comfortable working independently within a small team. The ability to interact with a wide range of stakeholders is essential hence you will have strong verbal and written communication skills.
Previous exposure to loan pricing and Programming/coding skills is an advantage.
You must be authorised to work in the UK
To apply send your CV along with a covering letter to firstname.lastname@example.org